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I have a CC account reporting as paid or paying as agreed! I paid it about 4 years ago for a less amount then the original. The account itself is helping my credit history age so I don't want the TL removed. However, its still saying 60 days past due. How do I get that removed? Do I simply send a GW letter to get the late removed? Thanks 
Starting Score: TU 504 EQ 424
Starting Score: 07/2011 TU 732 EQ 717 EX 702The balance was at $461.00 and I paid only the $250.00 in a settlement with the CC company. If you look below you can see what lates are being reported. Is there any chance you think I could GW these lates?!? Thanks so much for your help!
This is what it says on my TU report:
Credit Card First Premier Bank
Status as of [?] Mar, 2007 Date opened [?] Nov, 2004 Date of last activity [?] Feb, 2007 Date paid out [?] Feb, 2007 Date closed [?] Nov, 2006 Account number [?] XXXXXXXXXXXX Loan type [?] Credit Card Credit limit [?] $250 Largest past balance [?] $461 Terms [?] Not Reported Account Type [?] Revolving Account Account holder [?] Individual Account Scheduled payment amount [?] Not Reported
Sioux Falls, SD 57104
Descriptions [?]
- Account closed by consumer
Contact Information [?]
3820 N Louise AveSioux Falls, SD 57104
Balance [?] Current Status [?] Past Due Amount [?] $0 60 days past due $0 Seven year payment history [?] 30 days late 2 times (Dec 2006, Aug 2006) 60 days late 1 time (Jan 2007) 90+ days late 0 times Recent payment history [?]
3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 2005 2006 2007 Legend: 
Currently paid as agreed 
30 days late 
60 days late Worst Delinquency [?] 60 days past due The Worst Delinquency reports the worst missed payment status that has been documented on this account. Your FICO® score evaluates how recently that missed payment occurred and in general, the more recent, the more impact it has on your score. However, the fact that it occurred is still predictive of future payment risk and could be considered by your FICO® score
3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 2005 2006 2007 Legend: Currently paid as agreed 30 days late 60 days late Worst Delinquency [?] 60 days past due The Worst Delinquency reports the worst missed payment status that has been documented on this account. Your FICO® score evaluates how recently that missed payment occurred and in general, the more recent, the more impact it has on your score. However, the fact that it occurred is still predictive of future payment risk and could be considered by your FICO® score
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