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Frequent Contributor
novabama
Posts: 305
Registered: ‎08-24-2012
0

do you have RJM or Portfolio Recovery Email?!:)

hello friends!

 

Does anyone have an email address they can PM me? Pretty please with a cherry on top! :smileyhappy: These are the two I need:

 

RJM ACQUISITIONS: The CC originally was a Target Charge Off, credit limit $200-DoFD 04/2007. Amount charged off $687 and that is what RJM is after. I am going to be bold (or irrational) and offer them $100 to delete, this is due to fall off Nov 2013. 

 

PORTFOLIO RECOVERY: Balance $456, the Dofd was 08/2007 (supposedly... I think that is wrong... I had been out of my apartment in early May and prob hadn't paid the month-2months before that...? does anyone have suggestions on what to do with incorrect DoFD or to find out... or just DV?)

 

Thx in advance, y'all know I appreciate it!!


Goal Score: 640 Good things come to those who wait.
Good things come to those who work their butt off and never give up.

Removals - Asset Acceptance, Receivable Solutions, LVNV Funding, Enhanced Recovery, Credit Systems Int, Discover Financial, Amchek/Amsher, Financial Adj Services, Chase, Target, AFNI, RJM, Portfolio Rec!
Regular Contributor
xthatgamerguyx
Posts: 118
Registered: ‎07-22-2012
0

Re: do you have RJM or Portfolio Recovery Email?!:)

RJM is probably the easiest company to deal with as far a PFD goes.

 

I called them, made an offer to PFD and received a letter in the mail stating our agreement 3-5 days later. No argument, debate, discussion, and settled for 50% of the original balance.

 

Then I paid online. It was deleted within a few days.

 

Their contact info is on their site.

February 2012: 480 across the board (before I found this site and started working on my scores)
-------------------------------------------------------------------------------
Starting Scores: TU FAKO: 543 (06/16/2012) EX FAKO: 547 (06/16/2012) EQ FAKO: 528 (06/16/2012)
Current Scores:TU FICO: 639 (11/20/2012) EQ FICO: 617 (11/20/2012)
TU FAKO: 606 (8/30/2012) EX FAKO: 574 (09/04/2012) EQ FAKO: 564 (09/30/2012)
Frequent Contributor
novabama
Posts: 305
Registered: ‎08-24-2012
0

Re: do you have RJM or Portfolio Recovery Email?!:)

I read every post here on RJM lol so I know they're easy and I know I coult call them, but I won't have the money for a couple weeks so I just want to get it in writing so I don't have to pay on the phone . I also want to try for a really small percent of the balance so I just feel more comfortable emailing LOL. :smileywink:

 

ALSO I disputed with BBB about factoring anyway so I'm waiting on a response for that before I go forward with PFD. I'm just covering all my bases expecting a get lost from BBB complaint. We will see though it's due to fall off Nov next year (EX) and Jan 14 (TU) SO I'm hoping they will just cave. :smileyhappy: **fingers crossed**


Goal Score: 640 Good things come to those who wait.
Good things come to those who work their butt off and never give up.

Removals - Asset Acceptance, Receivable Solutions, LVNV Funding, Enhanced Recovery, Credit Systems Int, Discover Financial, Amchek/Amsher, Financial Adj Services, Chase, Target, AFNI, RJM, Portfolio Rec!
Regular Contributor
xthatgamerguyx
Posts: 118
Registered: ‎07-22-2012
0

Re: do you have RJM or Portfolio Recovery Email?!:)

I totally understand.

 

I didn't have the funds available when I called, and didn't have to pay over the phone. I got our agreement in writing before I paid.

February 2012: 480 across the board (before I found this site and started working on my scores)
-------------------------------------------------------------------------------
Starting Scores: TU FAKO: 543 (06/16/2012) EX FAKO: 547 (06/16/2012) EQ FAKO: 528 (06/16/2012)
Current Scores:TU FICO: 639 (11/20/2012) EQ FICO: 617 (11/20/2012)
TU FAKO: 606 (8/30/2012) EX FAKO: 574 (09/04/2012) EQ FAKO: 564 (09/30/2012)
Frequent Contributor
novabama
Posts: 305
Registered: ‎08-24-2012
0

Re: do you have RJM or Portfolio Recovery Email?!:)

Well I guess I will go that route or fax if the BBB falls through and they don't respond to a fax. I already have the letter written up. 

 

Thanks! :catvery-happy:


Goal Score: 640 Good things come to those who wait.
Good things come to those who work their butt off and never give up.

Removals - Asset Acceptance, Receivable Solutions, LVNV Funding, Enhanced Recovery, Credit Systems Int, Discover Financial, Amchek/Amsher, Financial Adj Services, Chase, Target, AFNI, RJM, Portfolio Rec!
Regular Contributor
xthatgamerguyx
Posts: 118
Registered: ‎07-22-2012
0

Re: do you have RJM or Portfolio Recovery Email?!:)

I searched all over  this forum and others looking for an email, but never found a working one. :smileysad:

February 2012: 480 across the board (before I found this site and started working on my scores)
-------------------------------------------------------------------------------
Starting Scores: TU FAKO: 543 (06/16/2012) EX FAKO: 547 (06/16/2012) EQ FAKO: 528 (06/16/2012)
Current Scores:TU FICO: 639 (11/20/2012) EQ FICO: 617 (11/20/2012)
TU FAKO: 606 (8/30/2012) EX FAKO: 574 (09/04/2012) EQ FAKO: 564 (09/30/2012)
Valued Contributor
madmann26
Posts: 1,453
Registered: ‎08-30-2012
0

Re: do you have RJM or Portfolio Recovery Email?!:)

[ Edited ]

Straight from https://www.praresolutioncenter.com/submit_a_complaint/

 

COMPANY ADDRESS

Portfolio Recovery Associates, LLC, 120 Corporate Boulevard, Norfolk, VA 23502

 

DISPUTES CORRESPONDENCE ADDRESS

PRA Disputes Department, 140 Corporate Boulevard, Norfolk, VA 23502

Disputes Department E-mail Address: PRA_Disputes@portfoliorecovery.com


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
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Frequent Contributor
novabama
Posts: 305
Registered: ‎08-24-2012
0

Re: do you have RJM or Portfolio Recovery Email?!:)

thanks madmann!!! :smileyhappy: I am usually search queen. Fail on my part!


Goal Score: 640 Good things come to those who wait.
Good things come to those who work their butt off and never give up.

Removals - Asset Acceptance, Receivable Solutions, LVNV Funding, Enhanced Recovery, Credit Systems Int, Discover Financial, Amchek/Amsher, Financial Adj Services, Chase, Target, AFNI, RJM, Portfolio Rec!
Frequent Contributor
novabama
Posts: 305
Registered: ‎08-24-2012
0

Re: do you have RJM or Portfolio Recovery Email?!:)

just sent a dv through email to PR so I guess we'll see what happens! Wonder if they're as fast as AFNI?!


Goal Score: 640 Good things come to those who wait.
Good things come to those who work their butt off and never give up.

Removals - Asset Acceptance, Receivable Solutions, LVNV Funding, Enhanced Recovery, Credit Systems Int, Discover Financial, Amchek/Amsher, Financial Adj Services, Chase, Target, AFNI, RJM, Portfolio Rec!

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