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Frequent Contributor
Posts: 305
Registered: ‎08-24-2012
0

do you have RJM or Portfolio Recovery Email?!:)

hello friends!

 

Does anyone have an email address they can PM me? Pretty please with a cherry on top! Smiley Happy These are the two I need:

 

RJM ACQUISITIONS: The CC originally was a Target Charge Off, credit limit $200-DoFD 04/2007. Amount charged off $687 and that is what RJM is after. I am going to be bold (or irrational) and offer them $100 to delete, this is due to fall off Nov 2013. 

 

PORTFOLIO RECOVERY: Balance $456, the Dofd was 08/2007 (supposedly... I think that is wrong... I had been out of my apartment in early May and prob hadn't paid the month-2months before that...? does anyone have suggestions on what to do with incorrect DoFD or to find out... or just DV?)

 

Thx in advance, y'all know I appreciate it!!


Goal Score: 640 Good things come to those who wait.
Good things come to those who work their butt off and never give up.

Removals - Asset Acceptance, Receivable Solutions, LVNV Funding, Enhanced Recovery, Credit Systems Int, Discover Financial, Amchek/Amsher, Financial Adj Services, Chase, Target, AFNI, RJM, Portfolio Rec!
Regular Contributor
Posts: 118
Registered: ‎07-22-2012
0

Re: do you have RJM or Portfolio Recovery Email?!:)

RJM is probably the easiest company to deal with as far a PFD goes.

 

I called them, made an offer to PFD and received a letter in the mail stating our agreement 3-5 days later. No argument, debate, discussion, and settled for 50% of the original balance.

 

Then I paid online. It was deleted within a few days.

 

Their contact info is on their site.

February 2012: 480 across the board (before I found this site and started working on my scores)
-------------------------------------------------------------------------------
Starting Scores: TU FAKO: 543 (06/16/2012) EX FAKO: 547 (06/16/2012) EQ FAKO: 528 (06/16/2012)
Current Scores:TU FICO: 639 (11/20/2012) EQ FICO: 617 (11/20/2012)
TU FAKO: 606 (8/30/2012) EX FAKO: 574 (09/04/2012) EQ FAKO: 564 (09/30/2012)
Frequent Contributor
Posts: 305
Registered: ‎08-24-2012
0

Re: do you have RJM or Portfolio Recovery Email?!:)

I read every post here on RJM lol so I know they're easy and I know I coult call them, but I won't have the money for a couple weeks so I just want to get it in writing so I don't have to pay on the phone . I also want to try for a really small percent of the balance so I just feel more comfortable emailing LOL. Smiley Wink

 

ALSO I disputed with BBB about factoring anyway so I'm waiting on a response for that before I go forward with PFD. I'm just covering all my bases expecting a get lost from BBB complaint. We will see though it's due to fall off Nov next year (EX) and Jan 14 (TU) SO I'm hoping they will just cave. Smiley Happy **fingers crossed**


Goal Score: 640 Good things come to those who wait.
Good things come to those who work their butt off and never give up.

Removals - Asset Acceptance, Receivable Solutions, LVNV Funding, Enhanced Recovery, Credit Systems Int, Discover Financial, Amchek/Amsher, Financial Adj Services, Chase, Target, AFNI, RJM, Portfolio Rec!
Regular Contributor
Posts: 118
Registered: ‎07-22-2012
0

Re: do you have RJM or Portfolio Recovery Email?!:)

I totally understand.

 

I didn't have the funds available when I called, and didn't have to pay over the phone. I got our agreement in writing before I paid.

February 2012: 480 across the board (before I found this site and started working on my scores)
-------------------------------------------------------------------------------
Starting Scores: TU FAKO: 543 (06/16/2012) EX FAKO: 547 (06/16/2012) EQ FAKO: 528 (06/16/2012)
Current Scores:TU FICO: 639 (11/20/2012) EQ FICO: 617 (11/20/2012)
TU FAKO: 606 (8/30/2012) EX FAKO: 574 (09/04/2012) EQ FAKO: 564 (09/30/2012)
Frequent Contributor
Posts: 305
Registered: ‎08-24-2012
0

Re: do you have RJM or Portfolio Recovery Email?!:)

Well I guess I will go that route or fax if the BBB falls through and they don't respond to a fax. I already have the letter written up. 

 

Thanks! Cat Very Happy


Goal Score: 640 Good things come to those who wait.
Good things come to those who work their butt off and never give up.

Removals - Asset Acceptance, Receivable Solutions, LVNV Funding, Enhanced Recovery, Credit Systems Int, Discover Financial, Amchek/Amsher, Financial Adj Services, Chase, Target, AFNI, RJM, Portfolio Rec!
Regular Contributor
Posts: 118
Registered: ‎07-22-2012
0

Re: do you have RJM or Portfolio Recovery Email?!:)

I searched all over  this forum and others looking for an email, but never found a working one. Smiley Sad

February 2012: 480 across the board (before I found this site and started working on my scores)
-------------------------------------------------------------------------------
Starting Scores: TU FAKO: 543 (06/16/2012) EX FAKO: 547 (06/16/2012) EQ FAKO: 528 (06/16/2012)
Current Scores:TU FICO: 639 (11/20/2012) EQ FICO: 617 (11/20/2012)
TU FAKO: 606 (8/30/2012) EX FAKO: 574 (09/04/2012) EQ FAKO: 564 (09/30/2012)
Valued Contributor
Posts: 1,546
Registered: ‎08-30-2012
0

Re: do you have RJM or Portfolio Recovery Email?!:)

[ Edited ]

Straight from https://www.praresolutioncenter.com/submit_a_complaint/

 

COMPANY ADDRESS

Portfolio Recovery Associates, LLC, 120 Corporate Boulevard, Norfolk, VA 23502

 

DISPUTES CORRESPONDENCE ADDRESS

PRA Disputes Department, 140 Corporate Boulevard, Norfolk, VA 23502

Disputes Department E-mail Address: PRA_Disputes@portfoliorecovery.com


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
Total credit $185,250; Util 14%
Goal Score: 700 across the board.
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Frequent Contributor
Posts: 305
Registered: ‎08-24-2012
0

Re: do you have RJM or Portfolio Recovery Email?!:)

thanks madmann!!! Smiley Happy I am usually search queen. Fail on my part!


Goal Score: 640 Good things come to those who wait.
Good things come to those who work their butt off and never give up.

Removals - Asset Acceptance, Receivable Solutions, LVNV Funding, Enhanced Recovery, Credit Systems Int, Discover Financial, Amchek/Amsher, Financial Adj Services, Chase, Target, AFNI, RJM, Portfolio Rec!
Highlighted
Frequent Contributor
Posts: 305
Registered: ‎08-24-2012
0

Re: do you have RJM or Portfolio Recovery Email?!:)

just sent a dv through email to PR so I guess we'll see what happens! Wonder if they're as fast as AFNI?!


Goal Score: 640 Good things come to those who wait.
Good things come to those who work their butt off and never give up.

Removals - Asset Acceptance, Receivable Solutions, LVNV Funding, Enhanced Recovery, Credit Systems Int, Discover Financial, Amchek/Amsher, Financial Adj Services, Chase, Target, AFNI, RJM, Portfolio Rec!
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