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Hello,
I dont see why not. I know the Kay's or Jareds should be able to offer you some type of financing options.I think they are offering standard 12 months SAC. Interest is high so payoof quickly. If I'm not mistaken work with almost everybody. HTH. By the way, Congrats fingers will be crossed that she says, "Yes". Good luck.
You may not want to hear it but that is what this forum is for...to give good advice. Don't finance a $20k ring. We've heard too many stories of people getting into trouble over that. That being said with a $135K income you should find financing. With a 620 score it won't be the best rates/deals though.