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Understanding FICO® Scoring

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Regular Contributor
hautemama
Posts: 111
Registered: ‎11-14-2007
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Another question
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‎01-10-2008 11:19 AM

Hello all.  Another question.. When paying off credit cards and/or student loans etc.. what is considered "late"?  What if its one day or so late but not reported as such to the credit reporting agency until 30 days past due.  Does this still count against you somehow? Like if the credit card company is thinking of increasing your balance, they won't do it..?
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cobra19
Posts: 1,424
Registered: ‎07-24-2007
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Re: Another question
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‎01-10-2008 01:17 PM

30 days - after that you're late. NEVER assume they won't report you if you are only 1 or 2 days late.   
New York Yankees - 2009 World Series Champions. 27... and counting.....
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