Frequent Contributor
Posts: 290
Registered: ‎08-29-2011

CR updating. why are some so slow and others fast to post

Between the three, there is an oddity in how trade lines are updated. Take for example my target line. PIF before the statement which dropped March 29. 6 days later only eq has reported it. EX and TU still show from the previous month. I have a paypal extras mc which when I spoke to a senior analyst told me they report nightly (not sure if true) statement dropped April 6 and all three still show previous months info. Irritating.

Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012

Re: CR updating. why are some so slow and others fast to post

In my experience EQ and EX update quickly. TU lags about 7-10 days compared to the others.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.