Reply
New Visitor
Posts: 1
Registered: ‎02-02-2011
0

Re: Credit Score scam!!

Id love to see these criminals FICO Scores. you have to pay to get update information it should be free to the people that there screwing...its used so that the Banks can bend you over and collect more interest..im not perfect but theres alot of crap on my report Medical with no reporting agency info..most all have been paid threw insurance ..

you pay off your credit card every month they cancel you right out of the Gate..Load Of CRAP!!!!!!!!!!!!!

New Contributor
Posts: 55
Registered: ‎07-28-2009
0

Re: Credit Score scam!!

If you are looking for information on the collections on your FICO score report, I could not find mine either.  I had to go to pull my free credit report from equifax and TU, this will provide you with all the information you need.  You will find a lot of information on here on how to help you clear medical collections.  I had four myself and the last two should be coming off in the next few weeks!  Takes a lot of work and patience, but this site WILL help you!

New Visitor
Posts: 1
Registered: ‎05-15-2011
0

Re: Credit Score scam!!

The sad part about all of this is that it is so hard to get the truth.  That scams are so easy to create.  That in a so-called "christian nation" there are so many crooks in suits.

When greed is God, we are all lost

New Visitor
Posts: 1
Registered: ‎12-18-2012
0

Re: Credit Score scam!!

fico it is a big rip off fraud  colluiosn  between the banks and the big 3  and the goverment does nothing when scres are diffrent every has a differnt scoring system that have 5 differnt morgagtes on my credit from chase and i never had one with them just there records in the past would prove this because it would have been on my credit report 5 years ago but chase sent a email that verfied  i had them i have never herd of a 30 month morgtage

Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Credit Score scam!!


mtrader123 wrote:

fico it is a big rip off fraud  colluiosn  between the banks and the big 3  and the goverment does nothing when scres are diffrent every has a differnt scoring system that have 5 differnt morgagtes on my credit from chase and i never had one with them just there records in the past would prove this because it would have been on my credit report 5 years ago but chase sent a email that verfied  i had them i have never herd of a 30 month morgtage


Welcome! FICO scores what is off each credit report. If your credit reports are misreporting you should take care of it. If you never had a mortgage with Chase or ever had your mortgage purchased by Chase, then call the police and get a report filed for ID theft. You can then use that police report to get them removed (and anything else reported as not yours). I haven't heard of a 30-month mortgage either. 

Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Credit Score scam!!

[ Edited ]

I noticed that an inquiry I had from an auto refinance in 2011 was coded on my TU report as chase home finance. I wonder if chase's divisions are changing up and perhaps there was a 30 month car loan that was recoded. Also; chase website has been down more than its been up in the last few days. They seem to be having major IT issues. I pushed payment though because I haven't been able to access the site to initiate a payment. I would just call or go into the branch with a copy of your report. Also; my dad had what is known as a merged file... his credit file was merged with someone else's and it was someone in Wisconsin who had one digit different ss# I wonder sometimes if that person deliberately gave a ss# that was off by 1 digit. I was able to help my dad get it fiixed thankfully and He has security measures on his file now that will only pull the file if his name is 100% spelled correctly.

Some of these sorts of issues could be happening to you so its best to just take your report into the branch or call up the.credit bureau directly.to discuss the issue.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.