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Credit Utilization %

Senior Contributor

Credit Utilization %

I'm new at this so if has been covered previously I apologize. Is your utilization % figured on using all open accounts plus any car loans and mortgages?
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Moderator Emeritus

Re: Credit Utilization %

Yep.. Open accounts only.. Revolving credit (credit cards) holds the most weight when calculating your scores.
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Moderator Emeritus

Re: Credit Utilization %

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