EX lists 2 years of Hard INQs - shouldn't they only count one?
My EX report lists 2 years worth of hard INQ. I though that only the last 12 months affected your score...is that correct? I had over 20 hards in 2006-2007 and I am hoping most of them before June 2007 will not affect my score.
Re: EX lists 2 years of Hard INQs - shouldn't they only count one?
They list two years' worth for potential creditors to admire; only the most recent 12 months' worth counts in scoring.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007