An inq wouldn't have hit all three scores; just the score on the report that was pulled.
Has the new account posted yet?
Seems like a lot of points for util alone; I would think that it would be for a new account as well, but no telling once scores get as high as yours. Score drops that would be minor in the 650's will drop the oxygen masks for FICO High Achievers.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007