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does getting my experian score up takes the same tactics has equifax and transunion? such as
paying down balances etc. i've noticed my experian is slower coming up than my trans and equifax.
applying for a mortgage and was told first to remove the "in dispute" comments then i was told to
pay down 3 credit cards by my loan officer and he'll pull it again june4th. exp(627) trans(618) equifax(639
i need to be at 660(mid score) im working on getting the comments removed and i've already paid the cards
down. transunion and experian is the only one reporting the comments. i've sent certified letters asking them to
remove the comments. hopefully that gets done within the next 2weeks. i'm anxious to see if my scores are going to
go up.
@creditchild wrote:does getting my experian score up takes the same tactics has equifax and transunion? such as
paying down balances etc. i've noticed my experian is slower coming up than my trans and equifax.
applying for a mortgage and was told first to remove the "in dispute" comments then i was told to
pay down 3 credit cards by my loan officer and he'll pull it again june4th. exp(627) trans(618) equifax(639
i need to be at 660(mid score) im working on getting the comments removed and i've already paid the cards
down. transunion and experian is the only one reporting the comments. i've sent certified letters asking them to
remove the comments. hopefully that gets done within the next 2weeks. i'm anxious to see if my scores are going to
go up.
Yes ~ in general you would use the same credit rebuilding techniques regardless of what CRA you are dealing with. If you are paying down balances and waiting for them to report to the CRAs, take note of each creditor's statement date, that is usually when they submit updates. Each CRA takes a few days to process the updates after they are received.
I seem to remember that EX seems to hate util but it's been awhile that we were able to get our EX FICO score.
Anything you do to improve your EQ and TU scores should help or at least not hurt your EX score. Low util, never late, etc..