New Visitor
Posts: 1
Registered: ‎03-13-2007

How do I correct this mess?!!

In July of 2006, I settled an account that was in charge off. However, when I recently applied for a home loan, this same account has been sold to two other collection agencies that are reporting that I am still not paying on this account. I mailed the letter to both agencies stating that it was paid. Yet, they have yet to correct their error. Once they correct this will my score increase any?
New Member
Posts: 20
Registered: ‎03-13-2007

1. Did you get a paid in full/release letter from the ori...

1. Did you get a paid in full/release letter from the original creditor? If so, send that to the new collection agencies. If not, can you contact them and request that? 2. If you have the paid in full letter, does your lender have the ability to do a "rapid rescore" or "rapid recheck"? They may be able to update it and get your score up.

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