11-22-2012 12:13 PM
11-22-2012 01:56 PM
yeah congrats, I have found AAoA has a lot to do with credit scores going up and UTL has a lot to do with them going down. Removal of inquiries also plays a factor. If you have a BKO the older it is the less impact it has on your score as well. This is also true of accounts that have negative information reported about them. If you didn't do a thing at all nothing new that is, over time your credit score would go up no matter.
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