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Established Contributor
Posts: 835
Registered: ‎03-16-2012
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TU inquiries

how come TU inquiries seems to stay on the report for about a year??? I applied for apple financing last year 12-08-2011 and today the inquiry was removed from my TU report? I noticed this a few months as well when a few of my inquiries past 12 months ..never stays longer than 14 months on my TU..any thoughts?


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:621 EQ: 639 EX: 632
NFCU cashRewards:$500 CreditOne:$300 Merrick:$600 Milestone:$300 Cabelas:$1000 JCrew:$250 Overstock:$250 Express: $250 PaypalCredit:$1050
Moderator Emeritus
Posts: 32,865
Registered: ‎08-04-2007
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Re: TU inquiries

Are you referring to inquiries on your myFICO report?

Established Contributor
Posts: 835
Registered: ‎03-16-2012
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Re: TU inquiries


llecs wrote:

Are you referring to inquiries on your myFICO report?


I saw an inquiry dropped off on Creditkarma ..... 


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:621 EQ: 639 EX: 632
NFCU cashRewards:$500 CreditOne:$300 Merrick:$600 Milestone:$300 Cabelas:$1000 JCrew:$250 Overstock:$250 Express: $250 PaypalCredit:$1050
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Moderator Emeritus
Posts: 14,860
Registered: ‎12-30-2011
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Re: TU inquiries


kobe2012 wrote:

llecs wrote:

Are you referring to inquiries on your myFICO report?


I saw an inquiry dropped off on Creditkarma ..... 


It's almost certainly still there unless TU made a mistake.

 

CK doesn't report all information, it's actually moderately sanitized in the sense that it only provides your open accounts.  It's entirely possible that they don't report inquiries that are older than a year either... I have a few coming up this week in theory or by January at the latest over the 1 year boundary, I'll see what CK does with them but when I pull my reports either 12/30 or 1/1 (haven't decided which yet), I'm confident they'll still be there on TU or the myFico version as well.

Starting Score: EQ 04 561, TU 98 567, EX 98 599 (12/30/11)
Current Score: EQ 04 693, EQ 8 716, TU 8 713, EX 8 740 (09/06/16)
Goal Score: 700 on EQ 04 (01/01/17)


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