CarHungry wrote:I'm in the process of rebuilding my credit from a 30-day late CC payment in Jan. '07., I get my free credit report every 4 months so I can monitor my score and inaccuracies. I have a CC through WaMu and I get a monthly update on my TransUnion score. On Sept. 1st, it said my score was at 606, but I just pulled my full report tonight and to check it, and TransUnion said my score was 650! But thats based on the scoring range of 501-990. How would it be 606 on Sept. 1st and then 650 on Sept. 26th? It says my 650 is considered "D" credit. I would count the 606 as "D" credit, but 650 as fair I guess? what should I figure my score at if it were a real fico score?