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So I check my credit report today and notice that my Equifax goes up from 732 to 755. I was expecting a jump since I paid off the balance of $2041 on a CC last month which had not shown up on Equifax, but had on the other two. The Experian score remains at 776 the same as last month, but what surprised me was that my Transunion score dropped from 782 to 765
How can that be? Nothing new has been reported to Transunion only Equifax had been updated. Why the drop with the Transunion score?
Thanks ByrdMan for the quick reply, and explanation. They are FAKO scores.
Just acquired Transunion FICO and to my relief it shows 786 compared to the credit score of 765 that I had bought from a different source. The FICO score reflects what I had previously seen on my credit report from last months source.
I'll take your advice and ignore the FAKO score from that source in the future.
Ignore FAKOs from any source in the future. Also, ignore their credit score improvement advice too.
@Anonymous wrote:
Thanks ByrdMan for the quick reply, and explanation. They are FAKO scores.
Just acquired Transunion FICO and to my relief it shows 786 compared to the credit score of 765 that I had bought from a different source. The FICO score reflects what I had previously seen on my credit report from last months source.
I'll take your advice and ignore the FAKO score from that source in the future.
@Junejer wrote:
Ignore FAKOs from any source in the future. Also, ignore their credit score improvement advice too.
@Anonymous wrote:
Thanks ByrdMan for the quick reply, and explanation. They are FAKO scores.
Just acquired Transunion FICO and to my relief it shows 786 compared to the credit score of 765 that I had bought from a different source. The FICO score reflects what I had previously seen on my credit report from last months source.
I'll take your advice and ignore the FAKO score from that source in the future.