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Posts: 8
Registered: ‎06-04-2007

Why is this causing a 23 point drop

please see below - I received an alert that my score dropped 23 points and
this was shown as the reason....can someone please explain?
fyi...I have sent out a dispute indicating I did not close the account and why does it say charge in one column and not in the other??


Show/Hide Details

Account opened: 4/1999
Description: Account closed at consumer's request
Account closed by consumer


Previously reported

Newly reported




Past due:

Not on Record

Not on Record


Pays account as agreed

Pays account as agreed

Last activity:




Account closed at consumer's request

Account closed at consumer's request
Account closed by consumer

Contact: FINGERHUT CREDIT ADVANTAGE, PO Box 7999, Saint Cloud, MN, 563027999


Moderator Emeritus
Posts: 5,436
Registered: ‎03-10-2007

Re: Why is this causing a 23 point drop

[ Edited ]
Well if you closed the acocunt at zero balance it probably affected your utilization percentage.  How much other revolving credit do you have open? One of the reasons never to close a card.


Contact FH if account should not be closed.

Message Edited by Brammy on 08-16-2007 11:36 AM

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