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Valued Contributor
oracles
Posts: 1,699
Registered: ‎08-18-2007
0

is it possible?

is it possible to open a closed CC account and if so, what is the cut off time in regards to how long an account was closed, can not be reopen again? Thanks
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: is it possible?

Yes, call the creditor and ask.
Valued Contributor
oracles
Posts: 1,699
Registered: ‎08-18-2007
0

Re: is it possible?

thanks tusc, do you know the cut-off time period?
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: is it possible?

Each creditor is different
New Contributor
FICOnater2007
Posts: 56
Registered: ‎07-05-2007
0

Re: is it possible?

That's a good question and could be useful!
 
Suppose you closed out a CC account; later sent GW letters and they removed the baddies...  One could ask them to re-open the account and BAM -- instant good credit???
 
Tuscani, have you ever seen this happen?
 
Good luck!
 
FICOnater2007
Super Contributor
MidnightVoice
Posts: 8,158
Registered: ‎03-25-2007
0

Re: is it possible?

I could try it on a couple of accounts that have been closed nearly 10 years  :smileyvery-happy:
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
New Contributor
FICOnater2007
Posts: 56
Registered: ‎07-05-2007
0

Re: is it possible?

Ha Ha Midnight,
 
I think there's a statute of limitations or something which would prevent that.... :smileyvery-happy:
 
Let me know how it works out...
 
FICOnater2007
 
 
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: is it possible?



FICOnater2007 wrote:
That's a good question and could be useful!
 
Suppose you closed out a CC account; later sent GW letters and they removed the baddies...  One could ask them to re-open the account and BAM -- instant good credit???
 
Tuscani, have you ever seen this happen?
 
Good luck!
 
FICOnater2007


Yes I have!
New Member
pattykaigler
Posts: 2
Registered: ‎07-24-2007
0

Re: is it possible?

Hi everyone, Patricia here. 
 
Tuscani, did they do a regular inquiry or an account review inquiry? 
 
Thank you
Senior Contributor
Noah_Bodie
Posts: 4,635
Registered: ‎03-11-2007
0

Re: is it possible?

DW has a Fashion Bug card from 1989, still open, and still on her CRs. She hasn't shopped there in probably 5 years, and I've kept on her butt to get the CC reopened. They said just come in the store, and show ID.
 
Calling her on it this weekend.
 

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