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zero balance accounts

New Member

zero balance accounts

does it improve my score to close these accounts or leave them open?
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Moderator Emeritus

Leave them open as closing them may affect the average ag...

Leave them open as closing them may affect the average age of your accounts as well as you utilization.  If there are annual fees that is the only reason I can tink of closing them.  Just be sure to use them occassionally to prevent a 'closed by grantor' statement from showing up on your profile. Some leders will close for inactivity
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