Credit cards from our partners
cashnocredit wrote:
Sebago wrote:Yes - but click on Products - Quarterly Monitoring and it states:
Personal Identity Data Monitoring Protect your identity
Reduce your risk of identity theft which affects 11.6 million Americans annually. We’ll conduct daily monitoring of online sources where compromised social security number, dates of birth, addresses, phone numbers and other personal data could be found, traded or sold, reducing your potential exposure to identity theft. Daily monitoring of 400 data sources for new information tied to your identity:
- Changes to name, date of birth, or social security number
- Newly listed addresses, phone numbers and employers
- Newly opened accounts and recent applications for new credit
- Recent increases in account balances and accounts in bad status
- Newly listed public records, such as bankruptcies, foreclosures, and tax liens
- Newly listed collection company records
This leads one to believe it's checked Daily - not quarterly.
Thanks
Unfortunately, I don't know personally if MyFico products send out alerts. All my apps have or had inqs on EX so I guess whatver Inqs they monitor it's not ones on EX.
I did get an alert when Citi changed my CC type from a regular revolver to a "Flex Spend" revolver and that's just a change in the comment field. Go figure.
I confirm that Score Watch sends out alerts. For Quarterly Monitoring, I confirm the negative - never received a single alert from them.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved. | Terms of Use | Privacy Policy | Sitemap
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.