06-01-2012 01:25 PM
That's it I am totally confused with score watch and the alerts it sends out. I receive alerts 3 times a week and it says something along the line. For the past week, myFico Score Watch has been montioring your Fico score and credit report for important changes, no important changes were found but they will continue to monitor and send alert if important change is detected. I purchased a new score power report 6/1/2012 and Hello! I have a +17 points. I am wondering If when I do receive alerts will it be the score I received today or will it be a new score. Or was I ahead of the curve and beat Score Watch before they do what they do. I usually wait until Score Watch say I have a score change. I miss knowing how many points gained + or - in the past Score Alerts. Oh yeah, I did have my settings set to the exact score from last power report.
06-02-2012 01:32 PM
Same thing happen with me. I waited for an alert over a collection that was deleted thinking I would not have to use the second report to see the point increase. I had an increase of about thirty points and would have never known had I not pulled the second report. I don't understand either membership Fico offers.
100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/0~ last credit card app 6/24/13- New car loan 3/8/2014
06-04-2012 05:02 AM
06-04-2012 09:32 AM
it seems like no matter what, it does not alert. I have monitoring through EQs site as well and have had a lot of activity recently that should have triggered SW alerts, but have had none. Increases in balances, inquiries, etc. and nothing. not too sure about SW's accuracy anymore.