Approved for BMW 0.9% rate

[beep315]

Guys, this has been a long time coming. I have had credit ups and downs, but due to a covid hashtag blessing I was able to pay off my credit cards and ended up with:

Fico Auto Score 8 of Eq 769 TU 831 Ex 764 and

Fico Auto Score 9 of Eq 790 TU 820 Ex 779

I got my brand new, sweet, loaded BMW with 0.9% financing for 5 years and no POI. This is my 4th BMW (second new in my name, 4th overall [one in previous partner's name, another used]) and now I feel like a VIP. The experience has been like a dream, particularly during covid. I am a woman and pretended to be my partner this last time while negotiating the deal entirely by text. Definitely cussed a couple times and used my masculine energy. So simple. They brought the car to my house and I signed the paperwork on my kitchen counter.

[AllZero]

Congratulations on your approval! Enjoy your new ride.

[Loquat]

Very nice. I really like BMW. I think if I ever get rid of my Hellcat the M3 would be a nice replacement. Enjoy your new car!

[rostrow416]

Congrats!  But you can't tell us all that but not mention what ride that you got...

[CYBERSAM]

Huge Congrats! Awesome job and looks like you got a great deal too 🥂

[Gladius]

Congrats.  Can you share which beureau they pick and version and also which model you purchased?  That is an awesome rate!

[Credit4Growth]

A big Congratulations to you!  It sounds like you enjoyed the negotiations...

Have fun and enjoy your awesome new ride!

[M_Smart007]

Awesome Rate!!   ... Congratulations on your Approval..

[OmarGB9]

Congrats and that's the lowest rate I've ever seen besides 0%!

[dunn2500]

mine was same ( though its Chevy silverado 2500 HD)...never even went to dealership....signed papers on neighbors porch......if you can negotiate thru text/ email no need to go to dealership

congrats on new ride and new way of buying a car.....