Ok, so this is definitely NOT my area of expertise and I am not at all comfortable dealing with car salesmen, loans, etc.
I see MyFico offers auto enhanced scores but when I chose my plan I noticed that the only information I originally entered when I made an account was name and address. How can they pull my reports without a ss# and dob?
Fresh out of Bk7 January 2nd of this year. I only have a Self Lender, Credit One $700 and Cap1 $2000 (this is not showing on reports yet).
My stomach has been in knots because I do not know how to proceed. My 2006 VW has died and will cost so much to get fixed (thousands) that it's not worth it.
I turned in a leased VW last March (lease was up) but have 4 late payments now a year old, which were IIB but VW has YET to update stating bankruptcy at all on any of that account. What should I do about that? Leave it or get them to acknowledge IIB? Is that hurting or helping?
I can handle dealings in credit cards but not this at all!!!!
