@Grandprix
I don't see why BMW wouldn't talk with you. Afterall, you're considering a lease on one of their vehicles. I also don't see why the finance manager wouldn't show you the approval. In fact, I think I would pitch the fact that you had to give him some pretty confidential information (your financial history, including SSN and CR) over the phone. The least he could do is send you the approval letter. I know some lenders have issues with email breaches, but will have no problem faxing that same communication.
It's interesting that you say Mercedes wouldn't talk with you either. I just leased a Mercedes and wanted to ask them some questions directly before going to the dealership. They were happy to go over the application that I submitted online two days prior. My main reason for contacting them, was that I had a bad feeling about the dealership I had been in contact with. I was very specific on the car that I wanted, and they told me they would have the exact car there when I got there the next day. Well, you guessed it.. Of course they didn't. Not sure why they thought they could talk me into a WHITE one, when I specifically said I wanted BLACK and w/ the AMG package. My question to Mercedes Financial was if I had the option to buy at any dealership without having to go thru the entire finance portion of the visit. We got Tier 1 rate.
I saw that you listed your deal with BMW.. Not sure if this helps you or not, but the stats on my car are as follows:
2018 GLC300 coupe with AMG package.
MSRP was $61,067 with all of the options I wanted
Negotiated down to $54,863 plus tax, license, and pre-paid maintenance package $1400 (talked that down from $2300, rip-off)
Paid $1579 down that day. That included my first mo payment ($679.12 plus tax $56.88)
Total monthly payment $736.00 for 48 mo with 12,000 annual mileage allowance. Residual at end will be $26,144
I love this car.... It has more power than I would've ever expected. The most fun I've had in any car EVER....
Hope you score a great deal on your Beemer... although we called ours "the Bummer." LOL.... With that price, are looking at a 7 series?
. Thanks for confirming. I took your advice and called BMWFS yesterday and just as I thought - the dealer did not submit the deal for approval. I spoke with the sales person and told her I was extremely upset that I have wasted my time over a nonexistent deal and she promised me the deal was submitted. I called BMWFS again and the deal was submitted a few minutes prior to my second call. Waiting to hear back on the approval today and then will work with another dealer, most likely. 