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Best auto refi rates?

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revjamesl
Valued Contributor

Best auto refi rates?

What are the best current auto refi rates?

AMEX Platinum NPSL | Discover It $45.9k | Chase Sapphire Reserved $40.7k |Barclay Arrival+ WEMC $40k | PENFED Platinum Rewards VS $35k | Lowes $35k | BoA Better Balance Rewards $30k | AMEX EDP $25k | Cap 1 QS $23.25k | NASA Platinum $20k | Chase Freedom $15k | Synchrony Haverty's $16.5k | BBVA NBA Rockets AMEX $15k | FNBO AMEX $15k | Citi Diamond Preferred $10.7k | Best Buy $10k | Synchrony Rooms-to-Go $10k | US Bank Cash+ $7.5k | AMEX BCE $6k | Barclay Financing Visa 1k | |

AU on DW Accounts: Discover It $40k I AMEX BCE $30k | Chase Marriot $29.8k |

Credit Scores: 800 EQ/833 TU/831 EX
4 REPLIES 4
Horseshoez
Senior Contributor

Re: Best auto refi rates?

Depending on a number of factors, both NavyFed and PenFed have pretty low rates:

  • PenFed as low as 5.94%
  • NavyFed as low as 5.44%

 

Chapter 13:

  • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
  • Filed: 26-Feb-2015
  • MoC: 01-Mar-2015
  • 1st Payment (posted): 23-Mar-2015
  • Last Payment (posted): 07-Feb-2020
  • Discharged: 04-Mar-2020
  • Closed: 23-Jun-2020

 

I categorically refuse to do AZEO!

In the proverbial sock drawer:
Message 2 of 5
pizzadude
Credit Mentor

Re: Best auto refi rates?

If you scroll through recent posts in the Auto loans approvals thread, you'll get a good idea of what rates people are getting. 

 

New car rates are typically 1-2% lower than used / refi rates. 

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 5
Lions77
New Visitor

Re: Best auto refi rates?

Which bureau / scoring model is PENFED currently using to determime eligibility? 

Thanks in advance!

Message 4 of 5
dunn2500
Established Contributor

Re: Best auto refi rates?

depends where you are in the US

Message 5 of 5
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