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01-05-2024
11:22 AM
01-05-2024
11:22 AM
Best auto refi rates?
What are the best current auto refi rates?
AMEX Platinum NPSL | Discover It $45.9k | Chase Sapphire Reserved $40.7k |Barclay Arrival+ WEMC $40k | PENFED Platinum Rewards VS $35k | Lowes $35k | BoA Better Balance Rewards $30k | AMEX EDP $25k | Cap 1 QS $23.25k | NASA Platinum $20k | Chase Freedom $15k | Synchrony Haverty's $16.5k | BBVA NBA Rockets AMEX $15k | FNBO AMEX $15k | Citi Diamond Preferred $10.7k | Best Buy $10k | Synchrony Rooms-to-Go $10k | US Bank Cash+ $7.5k | AMEX BCE $6k | Barclay Financing Visa 1k | |
AU on DW Accounts: Discover It $40k I AMEX BCE $30k | Chase Marriot $29.8k |
Credit Scores: 800 EQ/833 TU/831 EX
AU on DW Accounts: Discover It $40k I AMEX BCE $30k | Chase Marriot $29.8k |
Credit Scores: 800 EQ/833 TU/831 EX
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Kudos
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01-05-2024
11:30 AM
01-05-2024
11:30 AM
Re: Best auto refi rates?
Depending on a number of factors, both NavyFed and PenFed have pretty low rates:
- PenFed as low as 5.94%
- NavyFed as low as 5.44%
Chapter 13:
- Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
- Filed: 26-Feb-2015
- MoC: 01-Mar-2015
- 1st Payment (posted): 23-Mar-2015
- Last Payment (posted): 07-Feb-2020
- Discharged: 04-Mar-2020
- Closed: 23-Jun-2020
I categorically refuse to do AZEO!





In the proverbial sock drawer:



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Kudos
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01-05-2024
12:37 PM
01-05-2024
12:37 PM
Re: Best auto refi rates?
If you scroll through recent posts in the Auto loans approvals thread, you'll get a good idea of what rates people are getting.
New car rates are typically 1-2% lower than used / refi rates.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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01-07-2024
04:19 PM
01-07-2024
04:19 PM
Re: Best auto refi rates?
Which bureau / scoring model is PENFED currently using to determime eligibility?
Thanks in advance!
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01-14-2024
12:05 AM
01-14-2024
12:05 AM
Re: Best auto refi rates?
depends where you are in the US
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