No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hi there!
My car lease is currently with Chase and is ending in September. As I do most banking with Chase, I want to finance my car with them as well. I know if I call them, they will give me an end of lease offer.
I have been rebuilding my credit and have been pushing my scores from 590 to ~ 680 in the past 3 months.
FICO Auto Score 8: 681
FICO Auto Score 2: 600
These numbers are from July 2nd, so waiting on my August refresh.
Does anyone know what scoring Chase is using?
Thank you!
Several years ago, I financed the purchase of a new Toyota with Chase. Not sure what specific FICO score they use.
But we know that Chase is very relationship-driven. The fact that you have been banking with them and your car lease is with Chase will make a big difference. The fact that I've been banking with Chase for years, have several Chase credit cards, and am a Chase Private Client (investments) meant they gave me a good rate on my auto loan. Pretty sure they'll accommodate you, too!