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Enhanced Fico 8 Auto Score

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Anonymous
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Enhanced Fico 8 Auto Score

my auto scores are around 620-630.  i need to get a new lease.  knowing that my score is on the low end of getting approved what companys will give me the most favorible pricing based on my score?

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Anonymous
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Re: Enhanced Fico 8 Auto Score


@Anonymous wrote:

my auto scores are around 620-630.  i need to get a new lease.  knowing that my score is on the low end of getting approved what companys will give me the most favorible pricing based on my score?


The problem is that any lender can use any score model that they want to.  There is no guarantee that they will use those models that you provided.  I know a finance manager at a dealership and they use TU4 for car approvals.  That is rather shady because there is a good chance that is going to be one of your lowest scores.

 

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Anonymous
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Re: Enhanced Fico 8 Auto Score

Don't fall in love with a specific model. Have a first, second and third choice car and walk out if you don't get the deal you want

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