@Anonymous wrote:
Please provide your thoughts and guidance on my situation. Thanks!
1st: Indulgence?...... I'm looking at a new Jeep GC or Audi Q5. Each are around 40K and my base annual income is 60K + varying bonus's. Affordability is not an issue as I would still have around 1500 available a month after all my bills are paid. How do you think Audi or Ally Financing would look at this? What are your thoughts? Is this too much?
2nd: Credit?..... My current scores are TU:701 - EX:663 - EQ: 672..... What are my best chances to qualify?
Hello and welcome to myFICO.
1. I would never pay that much for any vehicle but that decision is up to you.
2. May I ask where you got your scores? Any site that sells you all three "scores" together is not giving you FICO scores.
No one has been able to buy their own Experian FICO score since February of 2009. Creditors can pull Experian and also there is a CU (PSECU) in Pennsylvania that supplies that information to it's members only. You can only buy true FICO scores at a few places. One place is here at myFICO. I suggest you do an internet search for "myfico discount codes" to save a little money. You can also purchase your Transunion score at www.transunioncs.com. At www.equifax.com EQ will still sell you an EQ FICO score but they make it very hard to find.
ETA: I see in another thread that those scores are from True Credit and llecs has explained about FAKO vs. FICO score.
From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
