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Is there anyone using Fico9 Auto Enhanced?

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Anonymous
Not applicable

Is there anyone using Fico9 Auto Enhanced?

Are any companies using Fico9 Auto yet? I'm surprised how much higher my Fico9 auto scores are (735/721/723) vs Fico8 auto (700/695/681) vs Fico 8 (680/685/671)

Message 1 of 8
7 REPLIES 7
Zolomon
Regular Contributor

Re: Is there anyone using Fico9 Auto Enhanced?

Was just approved by Alliant on a Transunion FICO 9 score of 745 on April 30th, 2018.

Personal cards:

Business cards:

Message 2 of 8
Anonymous
Not applicable

Re: Is there anyone using Fico9 Auto Enhanced?


@Zolomon wrote:

Was just approved by Alliant on a Transunion FICO 9 score of 745 on April 30th, 2018.


Good to know, thanks!

Message 3 of 8
FirstAscent
Regular Contributor

Re: Is there anyone using Fico9 Auto Enhanced?

@Zolomon was that FICO9 auto or just the normal FICO9?


@Zolomon wrote:

Was just approved by Alliant on a Transunion FICO 9 score of 745 on April 30th, 2018.


 

Current Score: EQ 708 | TU ??? | EX 714
Score highs: EQ 715 | TU 704 | EX 718 (02/2020)
Starting Score: EQ 616 | TU 614 | EX 585 (02/18/2018)
Goal Score: 740
Message 4 of 8
Zolomon
Regular Contributor

Re: Is there anyone using Fico9 Auto Enhanced?


@FirstAscent wrote:

@Zolomon was that FICO9 auto or just the normal FICO9?


@Zolomon wrote:

Was just approved by Alliant on a Transunion FICO 9 score of 745 on April 30th, 2018.


 


@FirstAscent, just checked and it was a normal FICO 9. I'm surprised, as it is an auto loan. Would've thought they'd use an auto score.

Personal cards:

Business cards:

Message 5 of 8
FirstAscent
Regular Contributor

Re: Is there anyone using Fico9 Auto Enhanced?

Recently I've been researching a lot of banks and credit unions to see who pulled what and it's totally hit or miss on them pulling Auto scores for auto loans. For example, DCU uses the mortgage score for auto loans =)

Current Score: EQ 708 | TU ??? | EX 714
Score highs: EQ 715 | TU 704 | EX 718 (02/2020)
Starting Score: EQ 616 | TU 614 | EX 585 (02/18/2018)
Goal Score: 740
Message 6 of 8
MAZDA3
Frequent Contributor

Re: Is there anyone using Fico9 Auto Enhanced?

Florida Central Credit Union uses Fico 9. They are who I financed with in July. Incredibly easy to work with, but the do restrict loans to dealers within their banking footprint. I bought my car in Orlando but live in Tampa.

Message 7 of 8
Anonymous
Not applicable

Re: Is there anyone using Fico9 Auto Enhanced?

GM Financial is using FICO 9.  They pull both Equifax & Transuion,  based on what State you reside.  


@Anonymous wrote:

Are any companies using Fico9 Auto yet? I'm surprised how much higher my Fico9 auto scores are (735/721/723) vs Fico8 auto (700/695/681) vs Fico 8 (680/685/671)


 

Message 8 of 8
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