Over the years its been mostly TU & EQ. FICO8 Fico Auto 8 and FICO5. Plus they have their own internal scoring process. Its 50/50. May just be TU with a double check on EQ if TU doesnt fully satisfy them. So it could be both. But things change alot in the credit world.
I do believe it can alternate what they are going to pull as already mentioned. I just got a new car July 27 and I do believe they pulled a much older model on me which is
| TU Fico score 98 Classic | Fico 98 | 336 - 843 |
It is the only model in FICO with that scoring range(real world scoring)
