Hey yall. Found out Navy federal pulls from transunion, BUt does anyone know what version they use for an auto loan? will be a used vehicle. THANKS
Over the years its been mostly TU & EQ. FICO8 Fico Auto 8 and FICO5. Plus they have their own internal scoring process. Its 50/50. May just be TU with a double check on EQ if TU doesnt fully satisfy them. So it could be both. But things change alot in the credit world.
I do believe it can alternate what they are going to pull as already mentioned. I just got a new car July 27 and I do believe they pulled a much older model on me which is
|TU Fico score 98 Classic||Fico 98||336 - 843|
It is the only model in FICO with that scoring range(real world scoring)