We let our car go and got a brand new one we will run to the ground. It is at a 12.1% interest with capital 1
We have paid our CCs and auto loan on time every month and just applied at NFCU to try to lower the interest rate
They came back at 8.29% for 72 months OR 6.29 at 60 months
We really want to try to get the interest as low as possible and leave much of our credit alone to build for a mortgage.
Currently my hubbys score sits at about 685 and mine is about 703.
Is there anywhere else that accepts people fresh out of chap 7 that is worth applying at to see if we can get better rates? Car is a 2018 with just over 10k miles on it now. (If that matters)
