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Scoring Model used for Navy Federal Auto Loans

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New Visitor

Scoring Model used for Navy Federal Auto Loans

I am planning to purchase a vehicle and because there are so many fico scoring models I am credit organization or model Navy Federal uses. Can anyone assist me with this. I live in Virginia and I am unsure if it changes based on location

Message 1 of 7
6 REPLIES 6
Established Member

Re: Scoring Model used for Navy Federal Auto Loans

I financed a used vehicle through them in February of this year, and they used my FICO9 Equifax report.
Message 2 of 7
Senior Contributor

Re: Scoring Model used for Navy Federal Auto Loans

DW bought her Jeep and financed it through them they pulled equifax. Easy app great service.

Message 3 of 7
New Visitor

Re: Scoring Model used for Navy Federal Auto Loans

Thanks a lot
Message 4 of 7
Valued Member

Re: Scoring Model used for Navy Federal Auto Loans

ApexHustler, do you recall if NFCU pulled your regular Fico9 or if your fico9 auto score was pulled?

Cdudle, will you please update us when you apply to advise what bureau/score version was pulled and other data points?

Thank you!
Message 5 of 7
New Visitor

Re: Scoring Model used for Navy Federal Auto Loans

I know they normally use Equifax but I got a car loan through them and they paperwork I got from them shows that they used Transunion for my pull. I’m from VA as well so I think it does change up.
Message 6 of 7
New Visitor

Re: Scoring Model used for Navy Federal Auto Loans

Will do
Message 7 of 7
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