APPROVING BANK: NEPA Federal Credit Union
BUREAU PULLED: Experian
CREDIT SCORE: 651 (They used my morgage score and called it a FICO Risk Score 2)
SOFT PULL/HARD PULL: Hard
CUSTOMER STATE OF RESIDENCE: PA
NEW/USED: Used
YEAR OF VEHICLE: 2019
MAKE: Subaru
MODEL: Impreza Sport
MILEAGE: 18, 346
FINANCE/LEASE: Finance
PURCHASE PRICE: $19,479 (Includes tax, tags and all fees)
AMOUNT OF LOAN: $18,325 (includes GAP from CU)
TERM CONTRACTED: 72 mos
APR/LEASE RATE: 5.25 % (received 1/4 % discount for auto pay)
MONTHLY PAYMENT: $297.28
ANNUAL INCOME: $130,000
DEBT TO INCOME RATIO: DTO Before 15.026% After 17.310%
MISCELLANEOUS COMMENTARY:
FICO 8 (as of 8-6-2020)
EQ 611
TU 561
EX 592
BK CH 7 Discharged April 2020
