Hello all
I just recently sold my new truck that I had over 40k equity in to buy a home.
I've been essentially walking since until closing went through.
I do have around 8k to purchase a new (used older vehicle) but in this market all I have found are not in great shape with really high miles. It looks like the sweet spot for a decent older reliable vehicle (looking at older 4Runners , gx470 , land cruiser , Tahoe) is around 12-14k.
my question is what's the best institution to go through to finance with around 60% down (roughly 4-5k financed) that is pain free and fast?
Also how would this loan affect my Vince's to refinance my mortgage in a year or so?
With the new home I would rather not take on a loan but if the terms are good and payments low it may work.
My scores are pretty good 730s
my debt to income (other than mortgage) is pretty low as well. Thanks for all the help in advance!!
Starting Score: 512
