hey! yeah! live in smithtown, work in medford. small world,huh?
actually, i was denied because of two things: one; i didn't realize experian was still listing a tax lien as open (from 1995). that i can fix easily, i'm sending experian a lien release certificate. and i expect that score to go up as soon as they process it. they should get it on monday, i wonder how long i should wait before i run that report again....??
but the other reason is because the place i work only pays off the books. when the owner hired me he promised to get me ON the books. it was our deal. thats why i accepted the position. well, that was over three months ago. He's stalling and making excuses....
so now i'm having trouble with the proof of income part. my 2007 tax return shows me off for several months recouperating after being rearended at a light in north babylon. the no-fault salary continuation monies i lived off of were non taxable. bethpage fcu accepted my proof of tax lien release, but with the income issue,.... i'm not sure WHAT to do now...
