@pooragain, a couple of assumptions:
- He filed Chapter 7
- He has no intention of "Reaffirming" his current car loan
Assuming my assumptions are correct, his best options are most likely to keep paying on the car for at least a few months to let his discharge come through and then to age a bit. If he applies for a car loan right after the discharge, he may end up paying sky high interest rates which could turn a "more affordable" car into a "less affordable" car. But to answer your question, once his bankruptcy is discharged, he has zero obligation to the company holding the note on his car, he can simply call them up and tell'em to come and get it.
