@sports1965 wrote:
I filled Bk13 4 years ago!
Forgot to include a bill( alarm company) now the reported the account as a collection to the credit bureaus! Was this account included in my BK13 ? What can I do?
If not included, it's too late. I had a forgotten bill after the date for creditors to file and my lawyer said "too bad" even though I had not paid a dime to unsecured creditors yet.
All unlisted debts are non-dischargable on this BK. There is nothing you can do about it other than to dismiss the BK and start over. Obviously you wouldn't do that for a single forgotten bill.
