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Bankruptcy 13

sports1965
Frequent Contributor

Bankruptcy 13

I filled Bk13 4 years ago!

Forgot to include a bill( alarm company) now the reported the account as a collection to the credit bureaus! Was this account included in my BK13 ? What can I do?

 

 

Thanks

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2 REPLIES 2
jmw1
Frequent Contributor

Re: Bankruptcy 13


@sports1965 wrote:

I filled Bk13 4 years ago!

Forgot to include a bill( alarm company) now the reported the account as a collection to the credit bureaus! Was this account included in my BK13 ? What can I do?


If not included, it's too late. I had a forgotten bill after the date for creditors to file and my lawyer said "too bad" even though I had not paid a dime to unsecured creditors yet. 

 

All unlisted debts are non-dischargable on this BK. There is nothing you can do about it other than to dismiss the BK and start over.  Obviously you wouldn't do that for a single forgotten bill.

 

Message 2 of 3
Shooting-For-800
Senior Contributor

Re: Bankruptcy 13

BEG for removal if you pay it.

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $400k unsecured credit in 2022.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!


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