Just my 2 cents here, but I'd personally wait until discharge. I know that legally you can open new accounts now, but having 30k on hand (even though you said the trustee abandoned your estate) could raise a red flag or two.
Furthermore, IMO, US Bank is not the best rebuilder card. I'd recommend NFCU or a local CU as long as they were not burned. NFCU is well known to graduate at 6 months for a 2k credit line...or higher matching by your security deposit if it was higher than 2k.
Best of luck!
These are just my thoughts, I hope they are useful to you:
I'm no guru, but I went through bankruptcy (CH7) when my business closed. I would recommend that you settle down and plan your rebuild in a methodical way. You should wait until your credit reports are all up to date and cleaned of errors (as much as you can) post discharge before you try adding trade lines.
You do not want a bunch of hard pulls for no benefit stacking up on your reports. You don't want useless credit lines piled up and making it harder to get useful ones. Research your options. Gather data. Make a plan. Execute that plan thoughtfully. You will only slow your progress by rushing and jumping at things rashly.
Each person's credit history and profile is different. I filed bankruptcy with no late payments, no collections and no judgements on my credit reports. I carried open, good accounts through my bankruptcy. My scores and my rebuild were different than someone who had been chronically behind and fighting off collectors and process servers. That gave me different opportunities for my rebuild. You need to figure out exactly where you are so you can make wise choices about your next steps.
You have to understand where you are at and form your plan forward using that information. There is no one size fits all set of steps. There are principles that apply to everyone. You have to wrap your head around where you stand before you can put them to use. Almost every thread on this forum speaks to one or more of the principles of rebuilding credit. Read threads that seem like they may apply and think hard about the information.
But, above all, do not rush yourself into a big rebuild slow-down. There are tons of threads here where it is obvious that the root issue for the person is actually impulse control. It both contributed to the overwhelming debt and is making the recovery that much harder for the person to pull off. Slow down, learn, plan, then execute.
