Thank you in advance for reading this. I have no mortgage on a townhome in Texas. Due to a boating accident, multiple surgeries, breast cancer and other health issues, I was not able to pay my property taxes as scheduled. I took out a property tax loan from a third party after the boating accident....paid it off...no problems. Took out another property tax loan from the same company after multiple surgeries. Successfully made several payments, then got breast cancer. Fell behind, ginormous late fees, ridiculous interest, ran rampant of course. The property loan folks filed a lawsuit of course. Those bottom feeders basically indicated they didnt give a care about my problems, they just needed their money. I started Ch. 13 proceedings. Very unhappy with bankruptcy attorney. Real sketchy about everything. Keeps adding fees, higher payment, etc. Bankruptcy has not been confirmed. Any chance to get a home equity loan at this point? Thank you for any help!!