If you got that comment from CK. Ignore it. Anyways. CONGRATS! Hope you went for the Plat and not the QS1. Cap1 loves heavy usage and PIF each month. Wait it out 4-6 months and if you didnt burn Disco. Try the pre-qual then. Dont get all excited right now and go app crazy. It will all fall into place in time. In 3 months. Try the upgrade link on the site here to get your Plat to the QS so you can start getting cash back. Slow and steady wins the race.
Paid in Full. Get some more history in and get ready to shut down FP before the yearly fee hits. By then maybe Disco will pop for an approval.