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My chapter 13 is set to fall off October 26, 2024. Does the public record generally fall off on its own for each one or has anyone been stuck having to call and dispute for reporting too old?
@Rinny418 Should fall off on its own. Cant recall anyone disputing a BK was still stuck after the fall off date. You can go on TU and dispute it as "too old". Should wipe it out. Call EX and kindly ask for early exclusion. They may drop it.