Charge off reporting question

[Anonymous]

Hi. Hoping someone can answer this for me. My husband and I currently have an unpaid charge off reporting on both of our credit reports. It was for a joint account. He's planning on filing bankruptcy (I'm not) in the coming months and intends to include this account in it. I'm assuming after the BK it will be removed from his report or have some updated status. My question is will it remain on my account? Will there be any mention of BK related to that account on my report?

[ezdriver]

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@Anonymous wrote:
Hi. Hoping someone can answer this for me. My husband and I currently have an unpaid charge off reporting on both of our credit reports. It was for a joint account. He's planning on filing bankruptcy (I'm not) in the coming months and intends to include this account in it. I'm assuming after the BK it will be removed from his report or have some updated status. My question is will it remain on my account? Will there be any mention of BK related to that account on my report?

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His will show IIB and $0 balance after discharge. Yours will continue to report as charged off. Yours should have no reference to bankruptcy since you would not have filed a bankruptcy petition.

[Anonymous]

Ok, thanks for the info!