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Discharged today and got cap1!

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New Contributor

Discharged today and got cap1!

I got a cap1 platinum after receiving my official discharge. It’s 300 limit and I’ll be asking for a spi after the 4th statement and hopefully be getting another increase at 6 months.

I’m just so happy ❤️
BK7 discharged 02/21/19
Local CU secured Visa




Gardening until 03/20
Message 1 of 10
9 REPLIES 9
Frequent Contributor

Re: Discharged today and got cap1!

Congratulations! Off to an auspicious (re)start :-)



Current Scores Jul 2019 – FICO 8
Message 2 of 10
Member

Re: Discharged today and got cap1!

Congratulations!

Was it secured or non secured? 

Thanks

 

Message 3 of 10
Valued Contributor

Re: Discharged today and got cap1!


@Himepudding wrote:
I got a cap1 platinum after receiving my official discharge. It’s 300 limit and I’ll be asking for a spi after the 4th statement and hopefully be getting another increase at 6 months.

I’m just so happy ❤️

I'm happy for you....remember, Two steps forward; one step back.....it aint nothing but a "thang".  You now have a knew spade to "Garden" with, come join us...it keeps you real.  Yay, Happy Dance.....Positivity is yours! Congrats OP!

"MY TAKE HOME PAY WON'T TAKE ME HOME"
Personal Credit:
Savor $5.5k/ GoodSamsVS $9k/ BB&T Spectrum VS $10.5k/ BB&T Bright VS $10.5k/
CareCredit $15k/ Synovus loc $75k plus several AU accts via DH
Biz Credit:
Amex Lowe's Rewards $21k/ Amazon Net55 $7.9k/
StaplesMore $1k/ Amex Amazon Biz $10k/several AU accts via DH plus local vendors

(Oldest Acct: 1998; Youngest Acct: Nov 2019)
Message 4 of 10
New Contributor

Re: Discharged today and got cap1!

Nonsecured!
BK7 discharged 02/21/19
Local CU secured Visa




Gardening until 03/20
Message 5 of 10
New Contributor

Re: Discharged today and got cap1!

Thank you so much! I’ve been doing lots of budgeting and have found a good grocery list combo (that I regularly pay cash for haha) but my grocery bill is 400-500 a month so I plan on paying my groceries through the cap one card and paying it off when the statement drops so I can hopefully get a really nice credit limit increase in 4 statements Smiley Happy
BK7 discharged 02/21/19
Local CU secured Visa




Gardening until 03/20
Message 6 of 10
New Contributor

Re: Discharged today and got cap1!

I’m gonna have to figure out how to add a spade to my signature! Thank you so much Laura for the warm invitation and I love your excitement for me too Smiley Happy
BK7 discharged 02/21/19
Local CU secured Visa




Gardening until 03/20
Message 7 of 10
Frequent Contributor

Re: Discharged today and got cap1!

Happy for you mate, keep up the good workHeartHeart2843722n7dgxcrz6s.gif

 



Message 8 of 10
Valued Contributor

Re: Discharged today and got cap1!


@Himepudding wrote:
 Thank you so much Laura for the warm invitation and I love your excitement for me too Smiley Happy

Great, this site will build you up.

"MY TAKE HOME PAY WON'T TAKE ME HOME"
Personal Credit:
Savor $5.5k/ GoodSamsVS $9k/ BB&T Spectrum VS $10.5k/ BB&T Bright VS $10.5k/
CareCredit $15k/ Synovus loc $75k plus several AU accts via DH
Biz Credit:
Amex Lowe's Rewards $21k/ Amazon Net55 $7.9k/
StaplesMore $1k/ Amex Amazon Biz $10k/several AU accts via DH plus local vendors

(Oldest Acct: 1998; Youngest Acct: Nov 2019)
Message 9 of 10
Contributor

Re: Discharged today and got cap1!

That is awesome. Congrats. Cap1 was my first card after BK DC 4 months ago. They just let me convert it to a Quicksilver today. They have a CLI scheduled for me in April to $1500 whoohoo!

Ch 7 Discharge 10/15/2018

Started 10/18: Eq Fico 9 ???, Ex Fico 9 620, Tu Fico 8 511
Current 8/3: Eq Fico 9 736, Ex Fico 9 717, Tu Fico 9 704 Fico 8 655

Cap1 Plat PC to QS 1.5k, Discover it Chrome Secured $500, NFCU GoRewards 2k (was Secured nRewards $500), Share Loan 1k (paid down to 8% due 2/2020), VentureOne 1k, NFCU CLOC 1k, OllO Optimum $800
Message 10 of 10
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