Has anyone had experience they can share about discharging student debt?
I attended a college. I had additional costs like housing that my financial aid and student loans did not cover. I have less than a credit remaining to complete my degree but off course due to the debt the college will not release transcripts or allow me to at least complete the last class even if they do not give me the actual diploma. This has been going on for 5 years. I have filed and been discharged. The school has received notification of my discharged but has not cleared the balance and now is refusing to communicate with me stating the information has been forwarded to their legal department. No one will give me a name or contact.
Since this debt is not an actual loan shouldn’t it be discharged? Any suggestions?
Family Member made me an AU on: 2008 Sears MC $2,001, 2016 SEARS Store Card $2,001, 2011 Synchrony Home $5,500 , 2003 FNBO Visa $9,900, 2008 Macys Amex $1900, 2008 Kohls $2,000, 2008 JC Penny $4,500, 2016 TJX Mastercard $1,500, 2019 SDFCU PowerCash Visa $10,000, 2018 AAdvantage Aviator MC $5,600, 2018 HSN $4,500, and 2016 Local Credit Union Visa $5,000. Waiting on them to all report over the next month... Only Kohls is reporting so far... WITH AGE. They use AZEO method. Member of: Andrews FCU (Share), PENFED CU (Checking/Share), SDFCU (Share), Alliant CU (Checking/Share), NASA FCU (Share), NWFCU (Checking/Share), Ally Bank (Checking/Savings), BofA (Checking/Share), Navigant CU (Share), Greenwood CU (Share), Elements Financial CU (Share), Ocean State CU (Share), SDFCU (Share), Wells Fargo (Checking), RI Credit Union (Share), CashApp, PayPal Premier (for free direct deposit access with cash card), Paypal Business - Grandfathered 1.5% Cash Back on Biz Debit), Apple Pay Cash, and Venmo. I WANT to join: Hanscom FCU (For the 2 day early direct deposit). Burned: DCU, NFCU, Comenity, Synchrony, Barclays, Discover, Amex, Webbank (Avant), Santander, Citi (Shell), DSNB (Macys), TDRCS (Target+Nordstrom), Capital One (Personal & Business, Kohls, and GM), CreditFirst(Firestone)
What is this debt classified as if it’s not a loan? At the college I went to the things you described were considered student loan debt. It wasn’t just tuition in my case. It was room and board, class fees, etc.
On my petition it’s classified as “collection attorney (insert college name).” The debt was sent out to collections so when I filed the lawyer filed it under the collection agency/attorney that it was sold to. The amount varies between the college and the collections agency who added fees. It’s between $7000-$9000+. The lawyer told me right before discharge that he wasn’t familiar with this and the college may have their own rules. It’s a private school. It was basically debt from on campus housing. My tution was covered by financial aid and loans. My actual loans are listed under educational. This is literally a bill that was never paid. It’s been 5 years almost and I’d just like to finally get my degree and have the option to either pursue a higher degree or promote within my current company of employment.