Help. My bk was closed, I have questions

tithelady · ‎01-31-2023

Just curious, bk was not concluded because we found a way to resolve. It was not discharged?

Will it still show on pacer system? Does it simply still show on pacer because one filed but never completed it and it was closed ( dismissed?) in VA.

My credit has been rebuilding and an well on my way to 750 credit score and paying all bills on time in full each month.

Nothing shows on credit reports at all

ty in advance.

FireMedic1 · ‎01-31-2023

You basically did a voluntary dismissal. So no DC. In time the final outcome will post on PACER. What doesnt show on reports? The BK filing?

BK Free Aug25

TRC_WA · ‎01-31-2023

If you filed with the court the public record will show up on the credit report... and it will stay there whether the bankruptcy was completed or dismissed.

FICO8 current as of : 10-20-25 EQ: 736 TU: 728 EX: 722
Hard INQs last 12 months: EQ: 0 | TU: 0 | EX: 0
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $200k
Last app: 4-6-24