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How to request EE for BK on Transunion

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waltz4aidan
Member

How to request EE for BK on Transunion


I've read several topics on here how to request EE for BK on TransUnion. Mine is scheduled to drop off in March 2025 so I would like to request EE. I don't see an option as "other" or too old to report to request this. Which option do I select? 

Message 1 of 7
6 REPLIES 6
waltz4aidan
Member

Re: How to request EE for BK on Transunion

these are the options I can only see:

This public record is paid, satisfied or released
This public record was dismissed or filed in error

The amount is incorrect

 The date(s) is/are incorrect

This item never went to judgment

This public record contains multiple inaccuracies

The bankruptcy chapter, status and/or dates are

incorrect

Message 2 of 7
JoeRockhead
Senior Contributor

Re: How to request EE for BK on Transunion

I would say to just pick one of the available options. Once you make a selection you should get a comment box available on the next page. In that box politely state that you're requesting early exclusion of the item as it's too old to report. 

Message 3 of 7
waltz4aidan
Member

Re: How to request EE for BK on Transunion

It worked! Thank you for the advice!

Message 4 of 7
JoeRockhead
Senior Contributor

Re: How to request EE for BK on Transunion

Nicely done, congratulations @waltz4aidan 

Message 5 of 7
halah
Member

Re: How to request EE for BK on Transunion

The EE worked? Congrats.

 

Mine was due to fall off this month and I disputed in August. It took weeks to hear back from them (did work though).

2024: TU 778, EQ 737, EX 734 on 12/1/24; BCU home equity ($33k) and car ($18k) loans; mortgage reaffirmed in BK ($76k); $77k of revolving credit with under 5% monthly utilization
2016: EX 646 8/8/16 (599 after BK), TU 655 7/18/16 (568 after BK), EQ 663 3/15/16 (620 after BK); BK7 in 2015; co-signer on private student loans previously in default, forgiven in 2022 and 2024
Message 6 of 7
waltz4aidan
Member

Re: How to request EE for BK on Transunion

Mine worked in minutes. Mine isn't due to fall off until march so I gave it a shot .My fico TU score jumped to 751 from the mid 650s! I'm hoping my Experian and Equifax will do the same when my BK is removed from them in march!

Message 7 of 7
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