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In over my head!!

kuc21
Established Member

In over my head!!

I am considering filing bankruptcy and wanted to reach out the community before I looked into it.  I currently have approximately 40,000 in credit card debt due to husband's illness and inability to work.  We are making payments but it has become overwhelming.  What should we do?


Starting Score: Equifax 483: Experian: 543 Transunion: 574
Current Score: Equifax 677: Experian: 674 Transunion: 688
Goal Score: 750


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Scupra
Super Contributor

Re: In over my head!!

I'm sure this isn't the answer you're looking for.. Meet with a couple lawyers and see what they say. From the little information you provided it is very hard for us, even with a lot of info, to tell you what's best.

Everyone's situation is so different.
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
759 EQ FICO 03/2021
754 TU FICO 03/2021
743 EX FICO 03/2021
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