Macy's Store Card - BK7 friendly

[AJR1]

Hi All

Is the Macy's store card BK7 friendly ?

Trying to add a store card .

Thank you

[Anonymous]

It’s not hard, but not the easiest. 

Why are you wanting to add a store card? 

[AJR1]

Just looking to have a store card - 6/22 was my BK 7 date - I was able to get a Capital One Quicksilver 1000 CL 

[Anonymous]

I tried multiple times after chapter 7 (12/14) and denied all within first 12 months after discharge. Finally after 13 months approved for 400 SL, but now at 1500 less than 9 months later.  Good luck!

[Anonymous]

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@AJR1 wrote:

Just looking to have a store card - 6/22 was my BK 7 date - I was able to get a Capital One Quicksilver 1000 CL 

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Congrats on your Cap1 QS! Is it reporting on your cr yet?

Let it report at least 2-3 months with low utility. Then perhaps apply for a store card where you shop. 

Warning: don’t go crazy with store cards especially with Comenity. 

I personally did not get any store cards until after I got my major cards. I didn’t want to be stuck with a lot of low limit cards or denied majors bc I had added a ton of store cards to my cr in a short time. 

[gdale6]

I had dismissed BK in 05, in 09 was at Macys they asked if I wanted their card as I would get 20% off what I was buying, I said prob wont be approved but go ahead, it was approved for 300 they were the second I got after the dismissal in 05 and 2 months after Kohls