@newstart2022 wrote:Hey everyone! Thank you for your replies. I really appriciate it. I am attempting something like the 700 in 24 months approach. I want a home in the next few years.
UPDATE:
I checked pre-approval for Capital One. Applied for and received a Platinum with $3000 limit no annual fee. (you are right, very forgiving indeed)
I received a Mission Lane letter. Applied and received $2000 no annual fee.
I am wanting that 3rd card but plan to wait for an Ollo offer. I pre-qualify for the Credit One but don't want an annual fee and feel like they are not the best move. I cant bring myself to apply. I dont know how I feel about Mission Lane but I feel decent about no fee at least and it gets my rebuilding started.
3rd card wait out for Ollo? Or wait out for a couple months with PenFed and see if I get an offer to apply? Or any other reco's?
Revolving will likely be a car as mine is on its last leg. I want to wait a bit until I pay off my daughters braces and free up more money each month.
(I did verify on all 3 that everything is 0 and up to date after discharge)
@newstart2022 After your 3rd statement. Bookmark this link. You can upgrade to the QS and get 1.5% CB. The Plat is how I started the rebuild.
https://verified.capitalone.com/auth/signin?Product=Card&Action=ProductUpgrade
Once you hit that 3rd card. Garden for a while till the next card. I started to follow the 700/24 thread. I did it a bit different. Once I hit 700. Applied. Approved. Score hits happened. Rebound to 700. Next! Rinse and repeat. My only denial was AMEX because I opened a checking account with NFCU. Waited a year. Approved for the BCP. Its a numbers game.
